Auto Car Insurance

There are a number of ways in which you can protect your car from being targeted unnecessarily by joy riders and thieves. Here are 8 tips that we have compiled, they may seem obvious but it is often little mistakes than can lead to great expense and heartache.

Like the day you forget to lock the boot, or the time you left the car running while you nipped to the cash machine.

Take a look at our list of how to keep your car as safe as you can.



When you park your car in a car park that requires a ticket in order to exit, make sure you take the ticket with you.

Do not leave any possessions on display; when you leave valuables or possessions in your car make sure you put them in the boot and lock it. If you do not have room in the boot try to hide any valuables under the seats. Mobiles, cigarettes, CD’s and bags are all prime targets for thieves.

Always try and park in a well-lit and public place, or in a car park that has a security guard or cameras in order to deter thieves and joy riders.

Always double-check that you have shut all the windows including the sunroof, as it is easy for a thief to get in by using the sunroof. Finally, double check that you have locked all the doors, and the boot before leaving your vehicle.

Never leave your keys in the ignition, even for a moment while you pop into a shop or to the cash machine. It only takes 3 seconds for a thief to get in and drive off.

Have the registration number of your car etched into every window. This will discourage thieves, as it increases their workload.

Look into getting a good steering wheel lock and an alarm this acts as a deterrent as it will delay a potential thief. Also, many, insurance companies will give discounts on your premium if you have a quality security device fitted.

If you park your car in a driveway at night, it may be a good idea to invest in some good gates or a removable bollard.

Don’t use your mobile when driving.

With the credit crunch affecting every aspect of our financial lifestyle, many will no doubt be looking for ways to cut down on certain aspects.

Whether it involves spending a little bit less on the weekly shop in order to afford to pay off a little more of any loans or credit cards they might have or cutting back on luxury items in order to free up a bit of spare cash.

One of the main financial areas that will be a worry for people during these difficult times is car insurance, with premiums rising all the time as a result of an increase in claims, from accidents to flood damage.

Indeed, a recent survey, conducted by one of the UK’s leading providers, has shown that one in five of us have chosen to downgrade to a smaller vehicle in order to save money on our car insurance quotes and road tax – both of which are seen as some of the main contributors to our personal debt.

Of those surveyed, one in three cited saving money on their car insurance as the main reason for switching to smaller vehicles, other factors that prompted such decisions included saving money on fuel and rising road tax prices.

If you are looking to save money on your premiums, downsizing your vehicle for one that is cheaper to run could be a useful financial decision to consider, as what you save in petrol and car insurance could help free up some extra cash. However, before you make such a decision it is important to do plenty of research.

Firstly, you should work out how much you are spending on the vehicle itself; this can range from the petrol to the general maintenance of the vehicle, bearing in mind that older classes of vehicles are most likely to be more expensive to maintain. After you’ve worked out how much you are spending in petrol, consider whether switching to a smaller vehicle would be beneficial for your daily commute before deciding whether it’s the right step for you.

After deciding on the vehicle it’s time to compare car insurance quotes, and you may be surprised with the results, even if it’s just taking the engine size down by one or two litres, this could prove to make a big difference in the amount you’re spending on fuel, insurance and road tax.

Getting insurance for your car is an obligation for all to fulfill. But the search for the best and most suitable policy can be quite some hard work for people. Rather than conducting a physical search, it is more favorable for the car owners to take up the online quote for car insurance UK and get a favorable policy for insurance.

Through researching the online mode, the car owner can apply and get a quote for his car insurance UK and decide the insurance policy. The car owners do not have to waste their time and effort in the physical market in going to each and every insurer and then availing some insurance policy.

Instead of approaching the physical market, the car owner can apply online where he can get the comprehensive as well as the collision cover for his vehicle. The collision cover insures the car if it meets with any kind of accident irrespective of who caused the accident. The other option which is the comprehensive cover insures the car against any kind of theft, accidental damage, technical fault, natural calamity etc.

Low premium policies are available to those who have a safe record of driving as the chance of a claim are considerably reduced. Similar is the case with women drivers as they are alert drivers. High cost cars and sports cars are often charged high premiums as they are a common aim for thefts.

By obtaining an online car insurance quote UK, the owners find it very easy to zero in on an insurance policy as the premiums that they are to pay for the policies are very low if they apply online. It is due to the stiff competition between the online companies that provides this chance of benefit for the car owners.